PM Garib Kalyan Yojna scheme

Pradhan Mantri Garib Kalyan Yojana (PMGKY) is a relief package launched to support the economically weaker sections during the COVID-19 pandemic.

Key Components:

1. Direct Benefit Transfers (DBT):
   • Women: Cash transfers to Jan Dhan accounts.
   • Farmers: Rs. 2,000 to farmers under PM-Kisan.
   • Pensions: Extra payments to old-age, widow, and disabled pensioners.
2. Food Security:
   • Free Grains: 5 kg of wheat/rice and 1 kg of pulses per family per month.
3. Employment Generation:
   • MGNREGA: Increased funding for rural jobs.
4. Insurance Coverage:
   • Health Workers: Rs. 50 lakh insurance for COVID-19 healthcare workers.
5. Support for Construction Workers:
   • Welfare Fund: Relief from the Building and Construction Workers Welfare Fund.
6. Women and Self-Help Groups:
   • Loans: Doubling collateral-free loans to women self-help groups.
   • Free LPG: Free LPG cylinders for three months.
7. EPF Contribution:
   • Provident Fund: Government pays EPF contributions for employees and employers in small establishments.

Significance:

• Provides financial and food security.
• Generates employment.
• Supports women and health workers.
• Ensures food availability.

Challenges:

• Effective implementation.
• Raising awareness.
• Infrastructure issues.

PMGKY aims to alleviate the economic impact of the pandemic on vulnerable populations​​.